Water Damage: Causes, Types, and Definition
Causes of Water Damage
Water damage can arise from various sources, including:
- Burst pipes
- Leaky faucets
- Flooding
- Roof damage
- Malfunctioning appliances
Types of Water Damage
Water damage is categorized into three classes based on severity:
- Class 1: Minimal damage, affecting only a small area with visible moisture.
- Class 2: More extensive damage, involving larger areas with visible moisture and some structural damage.
- Class 3: The most severe damage, affecting substantial areas with hidden moisture that can compromise structural integrity.
Legal Definition of Water Damage
The legal definition of water damage varies across jurisdictions. Generally, it refers to physical injury to property caused by accidental water or moisture intrusion. To be considered water damage, the moisture must originate from a source outside the damaged property and cause a diminished value.